Credit Reporting Myths and Reality
Garnell Shumate wants to buy a home in 2011, so she works hard to maintain a good credit score. Each year, the Hackensack, New Jersey,...
Shopsmart
What You Should Know Before Settling Credit Card Debt
Many consumers have come to see debt settlement as a quick fix when they’re in a bind. Black Enterprise recommends negotiating on your own, but...
Don’t Let Your Gift Cards Go to Waste
As the holidays approach, many well-meaning relatives will be doling out gift cards—often because they don’t know what else to buy. Technology and new Federal...
Free Mobile Apps That Can Save You Money
If you own a smartphone, you probably have dozens of apps and can’t wait for new ones to be developed. While you’re shopping, be sure...
How to Fight Medical Billing Errors
When Beverly Browning of Mesa, Arizona, got the results of her breast biopsy in 2003, she was thrilled that the test revealed no trace of...
Recycling 202
We all know how to recycle newspapers and water bottles. But when it comes to other items, “many consumers either don’t know they should recycle,...
Should You Get Your Degree in Three Years?
The pinch of tuition has some students balking at the idea of a traditional four-year undergraduate degree program. A handful of colleges and universities are...
How to Combat New Banking Fees
You might be breathing a sigh of relief after the recent changes to banking fees that have taken place under the Credit Card Accountability Responsibility...
What the Future Holds for Consumers
I remember how excited my husband and I were when we first ordered groceries online. It was a supermarket shopper’s dream! We loved the convenience....
Amazing Savings
Just because you’re keeping a close eye on your finances doesn’t mean you have to dress like a pauper. You still can rock the creations...