Your Get-out-of-Debt Checklist
A new year is almost upon us. If you’re struggling with a mountain of debt, here’s a checklist for getting your debt under control....
credit utilization
Money Expert Q&A: How to Have Perfect Credit
In personal finance expert Lynnette Khalfani-Cox's latest book, Perfect Credit: 7 Steps to a Great Credit Rating, she outlines the steps consumers need to take...
Managing Credit: Understanding Your Utilization Ratio
Creditors use a calculation called a credit utilization ratio, which makes up 30% of your FICO score. Next to your payment history (which makes up...