Money Have a Bad Credit Score? Here’s 4 Ways to Increase ItSheiresa NgoMarch 26, 2014September 29, 2017 by Sheiresa NgoMarch 26, 2014September 29, 2017311 After struggling for years with credit issues, you’ve put a plan in place to develop a budget... Read more
Managing Credit: Understanding Your Utilization RatioSheiresa NgoAugust 17, 2010August 27, 2010 by Sheiresa NgoAugust 17, 2010August 27, 2010362 Creditors use a calculation called a credit utilization ratio, which makes up 30% of your FICO score. Next to your payment history (which makes up... Read more
