Clout vs. Klout: Why the Latter Doesn’t Measure True Influence
BlackEnterprise.com columnist Hajj Flemings examines whether or not a job applicant's Klout score outweighs his/her professional clout....
FICO score
The Lending Score You’ve Never Heard Of
If you thought a great credit score was all you needed to get the best terms on a loan, you’re wrong....
7 Tips for Job-Seeking College Students on Social Media Etiquette
Social networks have become part of the job search process so prospective college students and graduates looking for work should be mindful of what they...
Why a Good Credit Score Isn’t Enough
If you thought a great credit score was all you needed to get the best terms on a loan, you’re wrong. Lenders use several measurements...
Credit Reporting Myths Exposed
Your credit report and score can hold the key to your financial future. One mistake could possibly prevent you from getting a loan or an...
4 Credit Reporting Myths and Realities
If you plan to make a big purchase in the near future, it’s important to understand all the factors that affect your credit score. You...
What the FICO? Five Things to Avoid While Fixing Your Credit
There's another word that's been making its way to the top of the list and it's the new f-word! Our dear friend Fair Isaacs or...
Money Expert Q&A: How to Have Perfect Credit
In personal finance expert Lynnette Khalfani-Cox's latest book, Perfect Credit: 7 Steps to a Great Credit Rating, she outlines the steps consumers need to take...
Managing Credit: Understanding Your Utilization Ratio
Creditors use a calculation called a credit utilization ratio, which makes up 30% of your FICO score. Next to your payment history (which makes up...
Free Ways to Monitor Your Credit
After seeing ads on television, you might be tempted to sign up for credit monitoring. When planning a big purchase such as a home or...