What the FICO? Five Things to Avoid While Fixing Your CreditBlack EnterpriseNovember 2, 2010November 23, 2010 by Black EnterpriseNovember 2, 2010November 23, 2010343 There's another word that's been making its way to the top of the list and it's the new f-word! Our dear friend Fair Isaacs or... Read more
Managing Credit: Understanding Your Utilization RatioSheiresa NgoAugust 17, 2010August 27, 2010 by Sheiresa NgoAugust 17, 2010August 27, 2010362 Creditors use a calculation called a credit utilization ratio, which makes up 30% of your FICO score. Next to your payment history (which makes up... Read more