MagazineNo Credit? No Problem! Siobhan LeftwichFebruary 1, 2005December 8, 2008 0 $4,500 deposit; line of credit same as deposit. Merrick Bank 801-545-6600 Classic 14.70% $36 No application fee. $300 — $3,000 deposit; line of credit same as deposit. U.S. Bank/ Korean Air SKYPASS 866-759-7277 Classic 14.74% $50 $300 — $3,000 deposit; line of credit same as deposit. U.S. Bank 800-285-8585 Classic 15.24% $35 $300 — $5,000 deposit; line of credit same as deposit. Only available in certain states. Evans National Bank 716-549-1000 Classic 15.60% $20 Available in western N.Y. Washington Mutual Bank 800-382-3334 Classic 16.05% $35 No application fee. $300 — $5,000 deposit; line of credit same as deposit. American Pacific Bank 800-610-1201 Classic 17.40% $35 $300 — $15,000 deposit; line of credit same as deposit. Not offered in WI. Wells Fargo Bank 800-642-4720 Classic 17.99% $18 No application fee. $300 — $5,000 deposit Union Plus/ Household Bank 800-651-5108 Classic 18.00% $20 $250 — $5,000 deposit; line of credit same as deposit. Must be a union member. Source: Bankrate.com 1 2