An intertemporal choice refers to an individual’s current decisions and how it affects their future options. Think carefully about the financial and day-to-day decisions you make and how those choices can play out in the long run. For example, it may seem like time is on your side, but choosing to invest at an early age is a smart, power move.
Janel Martinez
With a focus on news and the under 35 crowd, Martinez develops engaging, daily reports for BlackEnterprise.com. She also pens the blog, After School Daze: Life After Undergrad, where she delves into the day-to-day issues and concerns of recent graduates trying to adapt to life off campus. Prior to Black Enterprise, the Bronx, N.Y. native contributed to Latina, Latina.com, Honeymag.com, Syracuse Record and The Post-Standard. When she's not writing articles, the self-proclaimed travelista is on the prowl for her next excursion.
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Martinez holds a bachelor's degree in magazine journalism and sociology from Syracuse University.